September 6, 2017

How to Save Money on Days Out With Your Grandchildren

Today I’m delighted to bring you a guest post from my UK money blogging colleague Fiona Hawkes.

Fiona’s post covers a subject I am sure many readers of this blog will be able to relate to – how to have a great day out with the grandchildren without spending a fortune.

Over to Fiona, then…

There are currently around 14 million grandparents in the UK and more and more of them are taking on the role of childminder for their grandchildren, as growing costs mean that more families need both parents to work to make ends meet.

One in three over-fifties in the UK are grandparents and they help families cut the costs of more formal childcare arrangements – especially during the long six-week summer holidays.

But some grandparents may find that the continual extra mouths to feed and days of entertaining the little darlings are having an impact on their own finances. While the older generation of course love their children and grandchildren and want to help out however they can, it shouldn’t come at the expense of their own financial health.

While this generation of grandparents may be the ones who know how to be thrifty and make do and mend, they may not be quite so savvy when it comes to saving money online, for example.

I realise most grandparents may already have plenty of thrifty ideas for days out – picnics in the park, feeding the ducks, museums, etc – so in this post I am going to discuss ways to save money on the more expensive days out, e.g. to theme parks and attractions.

While they may not be the sort of thing you want to (or could afford to!) do every day, I do think children and adults alike look forward to days out doing something fun and different, such as country farms, zoos and trips to the cinema.

Saving on Trips To Adventure Parks, Zoos and Farms

Down here in Somerset there are several local attractions that we usually try and make a visit to during the summer holidays. These include Crealy Adventure Park, Woodlands, Longleat Safari Park and Bristol Zoo. I know there are similar parks dotted all over the country and there are bound to be similar ones near you. Wherever you are based, though, there is bound to be one thing in common – entry is not cheap.

Here are my tips for saving on adventurous days out with your grandchildren.

Book online. Most places offer discounts of between 10% and 20% if you pre-book tickets up to 48 hours in advance.
Check out sites like Groupon and Living Social for discounted tickets and cheaper entry special events. Bristol Zoo, for example, has special evening events throughout the year.
Some places offer a ‘return in the next 7 days for free’ – plan in advance to ensure you are able to take up this offer and get two days out for the price of one.
Most pubs, shopping centres, etc, have leaflets offering discount vouchers – look out for these and pick a few up when you see them.
Use OAP discounts and Family tickets wherever you can.
Annual membership could save hundreds if you live close to a popular attraction and plan to go there often. If you’ve already bought tickets for that day they will often be deducted from the cost of an annual pass.
Look out for free open days – I recently attended one that offered free tractor rides and animal petting at a local farm.

Saving on Trips to The Cinema

Trips to the cinema can soon start adding up – tickets alone can be as much as £10 each (I’m looking at you, Odeon!) and that’s before adding in drinks, sweets and popcorn!

If you’ve used Compare the Market in the last year and opted in then you should be entitled to 2 for 1 cinema tickets at participating cinemas on Tuesdays and Wednesdays. You can download the app, apply the code when booking online or print it out to show at the cinema. If you haven’t used Compare the Market before buy inexpensive travel insurance once and get 2 for 1 tickets for a year. Valid for two people. Don’t forget to check this is cheaper than a family ticket. Plus, this offer can be used when you don’t have the grandchildren too!
During the school holidays and most Saturdays and Sundays many cinemas have cheap kids’ movies being screened. These films tend to be older ones that have been around a while but tickets are much cheaper and usually the same price for adults and children. Showings are usually in the morning, around 10am, and will be called something like ‘Kids AM’ or ‘Kids Club’.
Take you own (well hidden) drinks and snacks. Wilko’s is our favorite for pick ‘n’ mix and Poundland is great for 2 for £1 bottles of fizzy drink and £1 bags of chocolates.

Saving on Eating out in the Holidays

Eating out in the holidays with grandchildren can be tricky. Places like McDonald’s offer a quick fix but aren’t really what can be considered a ‘nice’ dining experience. Go to somewhere ‘family friendly’ like Harvester and the cost soon starts to creep up. Try these tips for saving on eating out with grandchildren.

Loads of places offer ‘Kids eat free’ or ‘Kids eat for £1’ during the holidays. Find a list online and plan your days around where it’s cheap (but nice!) to eat.
Tastecard offers 2 for 1 meals at lots of chain restaurants including Prezzo, Zizzi and Ask as well as many local eateries too. If you can’t save on the kids’ meals at least you can save on the grown ups! Tastecard is around £30 for a year but we usually make that back after two meals out. [Note from Nick: You can get the similar Gourmet Society discount card for just £3.99 if you get an NUS Extra card, as described in this recent post.]
Wherever you plan to eat, always check for vouchers online before you go or download a vouchers app such as vouchercloud.
With older children and teens who have a big appetite, something like Pizza Hut’s Pizza buffet is a great choice as they can eat as much as they like for one set price. It can also be great for fussy eaters as if they don’t like something they can choose something different without it costing any more money.

I hope you find these tips helpful in planning some cheaper days out with your grandchildren!

Byline: Fiona Hawkes (pictured, right) is a personal finance blogger who loves saving money almost as much as she loves spending it. She saves hard to be able to live better, afford a few small luxuries and see a bit more of the world. Fiona blogs at www.savvyinsomerset.com. You can also follow her on Facebook, Twitter and Instagram.

Many thanks to Fiona for an enjoyable and thought-provoking article. Do you have any additional tips to share for having a great day out with the grandchildren (or children) without it breaking the bank? If so, please do post them below!

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September 1, 2017

Active 10 – A Free Fitness App to Get You Walking!

Nick Everything Else health 4 Comments

According to a recent story in The Telegraph, Britain is in the middle of a laziness epidemic. This applies especially to over-40s, with four in ten failing to manage even one 10 minute brisk walk a month.

The effect of all this inactivity can be devastating. It is estimated that physical inactivity directly contributes to one in six deaths in the UK. On the other hand, Public Health England (PHE) say that one brisk walk a day is enough to cut the risk of early death by as much as 15 per cent. It can also prevent or delay the onset of disability, and further reduce the risk of serious health conditions, such as type 2 diabetes, heart disease, dementia and some cancers.

To encourage middle-aged and older people to get more active, PHE has launched a free smartphone app called Active 10. As the name suggests, this aims to encourage adults to do at least 10 minutes’ brisk walk every day.

The app is available for both Apple and Android phones, and is quick and easy to install. Using sensors in your phone, the app measures when you’ve reached a target speed (about 3 miles an hour) and when you keep that going for 10 minutes.

The app allows for the fact that you might have to stop at traffic lights or for some other reason, so you can slow down for up to 2 minutes of any 10 minute period and this will still count as an Active 10.

You can set your own targets, maybe starting with just one Active 10 a day and going up to two or more as you build your fitness. You can also do longer walks – Active 20, say – for even greater health benefits.

Active 10 is aimed at those in the 40 to 60 age group, but in my view many people over 60 could benefit equally (or even more) by using it. I like the fact that 10 minutes a day isn’t too daunting to start off with, even for couch potatoes like me, but can still bring you considerable health benefits.

I am already enjoying using the app and there is a surprising amount of satisfaction in achieving your daily goals and seeing them recorded on the app.

As they say at the end of the Active 10 homepage, stop scrolling and start strolling 😀

Or if you prefer cycling to walking, you can get bike discounts here!

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August 24, 2017

How to Get an NUS Extra Card Even If You’re Not a Student

Nick Saving Money travel, food 3 Comments

I saw a great blog post by my fellow money blogger Andy Webb this week that I wanted to share with my own readers.

Andy runs a popular blog called Be Clever With Your Cash. In his latest blog post he reveals a way anyone can quite legitimately get their hands on an NUS Extra card, whether or not they are a student. As far as I know there are no age limits either.

Once you have your NUS Extra card – which if you use the method Andy describes will cost you £13.50 – you will qualify for student discounts on a huge range of products and services. Some of the best discounts mentioned by Andy include:

Apple student discount – If you’re going to buy an iMac, iPad or Macbook then having an NUS card means you can get the Education Discount. It’s worth up to 10% off, and if you buy in August and September Andy says you can usually get some free Beats headphones thrown in.

Spotify student discount – Spotify Premium normally costs £9.99. Students can get it for just £5 a month. Apple Music has a similar deal.

Cinema student discounts – Most cinemas will have a discount for students, but Andy says the best is Odeon, which offers an extra 25% off student prices Monday to Thursday.

Amazon Prime student discount – Students get six-months free with Amazon Prime, then pay just £39 a year for three years. That’s an amazing deal and makes paying £13.50 for an NUS card well worth doing on its own.

STA Travel student flights – Andy says he and his partner have used their ISICs (which now come as standard on one-year NUS cards) to get huge discounts on flights. “This year though I’ve noticed a few additional restrictions. Virgin and British Airways have added an age limit of around 30 or 32 years old. I don’t know about other airlines, but it’s ruled me out! However if you can get these, the savings can be massive.”

The full method is described in Andy’s blog post, which I urge you to click through and read. But briefly it involves signing up for a distance learning course with an NUS-approved institution such as Shaw Academy. The latter offers a wide range of inexpensive courses on subjects ranging from Photo Shop to financial trading. But if you don’t want to pay anything at all, you can cancel before their 30 days’ free-trial period is up. You will still be able to apply for an NUS Extra card, costing £12 a year plus £1.50 post and packing.

A further benefit is that as an NUS member you can get a Gourmet Society card for just £3.99 a year (a considerable discount on the normal price). If you enjoy dining out at restaurants, you could save a lot of money using this card (up to 50% on food and drinks), even if you do get the odd snarky comment about being a bit old to be a student (just tell them you believe in life-long learning!).

Thank you to Andy for a valuable and eye-opening post. If you have any comments or questions about this, as always, please do post them below.

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August 11, 2017

How to Choose Your Next Mobile Phone!

Nick Saving Money sponsored post 0 Comments

As a home-based worker of a certain age, I must admit I was slow to see the benefit of mobile phones, but wouldn’t be without mine now. I have a mid-range Samsung J5 smartphone and use it all the time at home and when I’m out.

And, of course, for older people generally, having a phone with you is a reassurance in case of accident or emergency, and lets you stay in touch with family and friends wherever you are.

Nowadays the mobile phone market is hugely competitive and you can choose from a vast range of handsets and tariffs. But I’ll start with a word about the most basic choice of all…

Smartphones vs Dumbphones

The first decision you have to make is between a simple mobile phone that just does voice and texts (sometimes called a dumbphone) and a smartphone that allows you to receive emails, browse the internet, and much more.

If all you want is a phone for staying in touch with family and/or emergency use, a dumbphone may be sufficient. They do have the advantage of very long battery life, and they are obviously cheaper.

On the other hand, if you want to be able to receive emails, Facebook updates, WhatsApp messages and more, only a smartphone will do. And only a smartphone will let you look up recipes, watch online video, check bus and train timetables, read maps and weather forecasts, buy things on Amazon and other online stores, and much more.

There is, of course, no objection to having a cheap dumbphone (e.g. in the car in case you break down) and a smartphone as well for all the extra features it can offer.

Choosing Your Phone

If you want a smartphone especially there are many considerations to take into account, including brand, operating system, screen size, memory, camera, SIM (network card), cost, contract length, and so on.

All very well if you’re a mobile phone fanatic, but what if you’re an ordinary individual who simply wants to get the right phone for their needs without paying over the odds for it?

If that sounds like you, a new website called mobilephonechecker is well worth a look. It’s been set up by the same person who made the tools on the well-known Moneysaving Expert website, which is a good recommendation in itself. The site is free to use, and can save you an awful lot of time, hassle and – most importantly! – money.

Mobilephonechecker has a simple, uncluttered design (see below) and is very easy to use. As you will see, the main menu runs across the top of the screen.

The main sections are as follows:

Contracts – This lets you compare contract deals (handset and SIM) from a wide range of providers. If you’re starting from scratch – and you want a smartphone with all the features they offer – this is a great place to start.

Build Your Own – On this page you can specify exactly what handset and SIM you want and compare quotes from a range of providers. This is brilliant if you know exactly what phone and network services you require.

PAYG Sims – Pay As You Go SIM cards are a very popular option among occasional mobile phone users in particular. If you have a handset already and just want a PAYG SIM card to go in it, this is the page to look.

PAYG Phones – And if you want a Pay As You Go phone, here’s the place to find one. I was amazed by how cheap some of these models were. If you’re not bothered about looking cool and trendy, you can find a basic PAYG phone here for under a tenner.

SIM Only – If you already have a smartphone and just need a SIM card for it, this page shows you the options. You can search here for a deal that includes the right mix of calls, data and texts for your needs. Contracts range from a month to a year and over.

SIM Free – Here you can compare handsets that are sold unlocked with no SIM card, so you can use a PAYG SIM or SIM-only deal, as you prefer. Hundreds of handsets are listed here, costing from £10 upwards.

Other Tools – This section has links to special offers on phones, e.g. Amazon Warehouse deals, which are well worth checking out. There is also a free text reminder service, which you can set to notify you when your current contract is close to expiring. There is a page listing refurbished phones and also one you can use to find out about upgrades if you are with EE, O2 or Vodafone (for other networks, you’ll need to use their own website or contact their customer services team directly).

Guides – Finally, in this section you can read articles about a variety of mobile-phone related matters, including cashback deals, network coverage, number porting, what is 4G, and so on.

If you need a new mobile or are reaching the end of your current contract, it’s important to spend some time assessing your options carefully. This way you can ensure that whatever you get meets your personal requirements and doesn’t cost a penny more than it has to. In my view, the Mobilephonechecker website is an invaluable resource for doing this.

As always, if you have any comments or questions about this post, please do leave them below,.

Disclosure: This is a sponsored post for which I am receiving a fee. I am not employed by mobilephonechecker and have no other financial interest in the site.

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August 7, 2017

Some Unusual Ways to Profit From Your Garden

Nick Making Money property, food 7 Comments

Some older folk have a modest income but are lucky enough to have a decent-sized garden (and yes, that includes me).

If that applies to you too, there are a few ways you could profit from your garden, either directly or indirectly. One possibility would be to rent all or part of it as an allotment.

There is a big demand for allotments in many areas, a situation which has been exacerbated by councils selling off land to developers. Of course, that then creates demand from people who would otherwise have to wait years for a plot to come up.

You won’t make a fortune this way. On average, council allotments in Britain cost around £30 a year, so you won’t be able to charge much more than that. Nevertheless, if you can divide your garden into three or four plots, that would be £90 a year or more for no effort. What’s more, your garden will be tended on your behalf, and you’re quite likely to be offered produce your tenants can’t consume themselves.

If you’re not bothered about making money directly but would be willing to let someone grow crops on your land in exchange for a share of the produce (and maybe doing a few chores), the non-profit Lend and Tend organization may be able to help you. They put people with land in touch with others who might like to grow fruit and vegetables on it. They don’t allow landowners to charge fees, but plenty of other arrangements are possible. Here’s what they say on their site:

Got space to spare? Can’t garden? Find out who can!

Is your garden going to waste? 1000s of people are on waiting lists for an allotment and many people live in flats without a garden who are keen to garden. So, if your garden is looking unloved and you’ve no time or can’t garden, let someone else love it instead.

Share your garden so a Tender can grow some produce, you may end up with an abundance of edibles where weeds are currently thriving. Share your skills with a keen garden Tender and teach them how to get your garden blooming again. Share the burden of garden work with a Tender so they can benefit from enjoying a garden too. Lend and Tend, make gardening friends.

It sounds a great idea and you can register as a would-be garden lender (or tender) via the website. There is no charge for using the service, but as they have some operating costs, the organization does say that donations are appreciated. If money is tight, however, they are happy to accept help publicizing the service as well!

Another possibility if you live in an area attractive to tourists – or near festival sites, racecourses, and so on – is offering your garden as a campsite.

Campinmygarden.com claims to be the world’s first website advertising private gardens as “micro-campsites”. They operate world-wide. You can advertise your garden for free on the site, including pictures and a description. You can also set a fee of your choice. Around £10 a night is typical, though if you can offer additional services (e.g. bed and breakfast) you could charge more.

The website has various interactive features, including a link allowing would-be campers to ask landowners any questions they may have. There is also an eBay-style reviews and ratings system.

Here’s an example listing for ‘Vic’s Place’ in Camborne, Cornwall:

We live between Camborne and Helston in a peaceful rural location. Our camping area is rustic and basic, in a lovely secluded setting which has a magnetic, soothing quality! A standard camper van can access our place but the gates are not wide so best check the width if you plan to come in a van.

Well behaved dogs and children are welcome. There are several water sources on the property so families with younger children must take extreme care. We only accept parties of four or fewer, in the interests of peace.

Just up the road there is a natural spring from which you can get water (or we will supply tap water) and there is a shared composting toilet available. A delightful stream runs by the camping ground. There is a fire pit and you are welcome to collect kindling and small amounts of wood from around and about.

The nearest pub is a mile and a half away by road or a twenty-five minute walk across fields. There is a small shop selling basic supplies in the same location.

Hope to see you soon!

For more information visit Campinmygarden.com

More Ideas

A few other possibilities include…

Sell produce from your garden (you may need a permit from your local council for this).
Offer your garden as a venue for weddings and photo shoots (see also my earlier post about making money offering your home as a TV /movie location).
Host an open garden event (the National Garden Scheme can help with this) or even open your garden to the public.
Offer your garden as a venue for parties (to avoid hassle, stick to alcohol-free children’s parties).
Hire out your garden to local art groups.

There are still more ideas in this article on the Money Magpie website.

If you know any other good ways to profit from your garden, please do share them below.

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August 3, 2017

Vote for Your Favourite UK Money Blog!

Nick Everything Else events 2 Comments

In this post a few weeks ago I revealed that Pounds and Sense had been nominated in the ‘Best Money Making Blog’ category of the 2017 SHOMO awards.

The SHOMO awards (it stands for Show Me the Money Bloggers) are given out every year to UK-based independent money bloggers. The main sponsor is the cashback site Quidco.

There are various categories, from Best Frugal Food Blog to Best Personal Finance Blog. Pounds and Sense has been nominated in the Best Money Making Blog category.

Pounds & Sense is also eligible for the People’s Choice Award, which any blog reader can vote for. If you enjoy reading Pounds and Sense, therefore, I warmly invite you to vote for it for this award.

Voting is open from now until the end of August 2017. All you have to do is visit this page of the UK Money Bloggers website and vote for Pounds and Sense from the drop-down list of blogs provided.

But whether you do or not, I highly recommend that you visit this page of the UK Money Bloggers website where all this year’s nominees are listed. There are some amazing blogs and other resources here, including many UK finance blogs I follow myself.

The winners of the SHOMO awards will be announced at the Show Me the Money Bloggers 3 Conference in London on 23 September 2017. For more information about the conference, and booking information (for UK finance bloggers only), please click here.

Finally, I should like to express my gratitude to the unknown person or persons who nominated Pounds and Sense for an award..

As ever, if you have any comments or queries about this post, please do leave them below.

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July 27, 2017

How to Publish Your Own E-Book on Kindle

Nick Making Money 2 Comments

In this recent post I looked at the pros and cons of writing a book, perhaps in fulfilment of a long-cherished ambition.

I said then that while writing a book has many attractions, it can be a major project, and there is no guarantee you will find a traditional print publisher. Even if you do, unless you are very lucky and/or talented, you are highly unlikely to make a fortune.

An intriguing alternative, though, is to publish an e-book. Perhaps surprisingly, this can be a lot more straightforward. The huge popularity of Amazon’s Kindle device (and rival ebook readers such as the Kobo and the Nook) means that more e-books are sold nowadays than traditional ones. And Amazon has made it easy for anyone to publish and sell their own e-book by means of Kindle Direct Publishing (KDP for short).

Publishing a Kindle e-book is a simple process. Essentially, all you have to do is create your book in Microsoft Word or a similar application, save it in HTML (web) format, and upload it to Amazon via the KDP website.

Unlike traditional books, Kindle e-books can as short as a few thousand words, so there’s no need to create an epic. You can write fiction or nonfiction as you choose. A little time spent browsing the Kindle Store should give you plenty of ideas!

Once your Kindle e-book is published, anyone will be able to order it from Amazon. You can set your own price, and you will then receive a royalty of up to 70 percent on sales. That compares well with the 10 percent typically paid to traditionally published authors.

Some Top Tips

A few quick tips for new Kindle authors include:

Keep the formatting as simple as possible. Complex layouts are unlikely to survive conversion to ebook format.
Create an eye-catching description of your book for the Kindle Store. You’re allowed to use up to 4,000 characters, so make the most of it. Check out the sales pages of some Kindle bestsellers for inspiration.
Price your title between £1.99 and £9.99 – this will ensure you qualify to receive Amazon’s highest (70 percent) royalty rate. Books priced outside this range receive only the standard 35 percent royalty.
Make sure the first few pages of your e-book hook the reader. People can see the first 10 percent of your book free in the store. If the opening pages don’t grab them, they will soon move on to something else.
Create an attractive cover image for your ebook. This can make a big difference in converting visitors to your sales page to buyers. You can use the KDP free cover-maker tool, or try Fiverr.com, where there are people offering to create ebook covers for just $5 (about £3.80).
Spread the word about your e-book on any social networks you belong to, including Facebook, Twitter, Google Plus, and so on. It can also help to create a blog, website or dedicated Facebook page for your e-book, and mention it on any forums you belong to (though do this sensitively, to avoid accusations of spamming).
Aim to get a few reviews of your e-book up as soon as possible. Consider giving away free or discounted copies via social networks, forums, your blog (if you have one), and so forth. Not everyone will end up leaving a review even if you ask them to, but hopefully some will.

Amazon has plenty more advice for would-be Kindle e-book authors on the KDP website. And for anyone wanting an in-depth introduction to Kindle publishing, I highly recommend Geoff Shaw‘s comprehensive Kindling course (that’s a link to my review of Kindling on my Entrepreneur Writer blog).

Or, if you would like a lower-cost alternative, I also recommend Self Publishing on Amazon 2017, a Kindle e-book by Dr Andy Williams that I have been reading recently. This covers both Kindle e-book publishing and DIY print publishing using Amazon’s Createspace platform. It costs only a few pounds and provides in-depth advice from someone who is a highly successful Kindle author himself (mainly of non-fiction e-books).

And yes – thank you for asking – I do have a few Kindle e-books of my own published. In particular, you may like to check out my guide to plotting for fiction writers and my humorous, illustrated science-fiction novella The Festival on Lyris Five. If you buy and enjoy either of these, a review is always much appreciated 🙂

Final Thoughts

If you are very lucky (and/or talented) your Kindle e-book could become an Amazon bestseller and maybe even propel you into the growing ranks of Kindle millionaires.

But even if not, you will have the satisfaction of being a published author in the world’s favourite online bookstore. And you will have royalties from sales coming into your bank account every month, potentially for many years to come.

If you have any comments or questions about Kindle publishing, as ever, please do post them below.

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July 21, 2017

Matched Betting: Prepare for the New Season!

Nick Making Money matched betting 2 Comments

I’ve talked about matched betting a few times on this blog. To recap, it’s a way of making risk-free (and tax-free) cash by taking advantage of bookmaker special offers and promotions.

Matched betting is perfectly legal and (done properly) it’s not gambling. You can read my introduction to matched betting here, and why I believe it is such a great money-making sideline for over-sixties in particular here.

The summer is typically a quiet time for matched betting, but come next month (August) all that is going to change. I am, of course, talking about the start of the new UK domestic football season!

To be clear, you don’t have to be a big football fan to look forward to this (I’m certainly not). No, the reason to anticipate the new season so keenly is the host of money-making opportunities it will present for matched bettors.

For one thing, the bookies will be pulling out all the stops to attract new clients and get current and former clients back onside. I expect to see a torrent of offers on the football especially in the next few weeks, giving the potential for some tasty risk-free profits by applying matched betting principles.

Also, once the football starts again, there will be many more opportunities to profit from one of my favourite matched betting techniques, Acca Insurance. This involves taking advantage of the offer by several bookies to refund a football accumulator in the form of a free bet if you have one losing leg. By judicious staking you can guarantee yourself a set profit on many such bets.

Finding accas that will work with this method and calculating the required stakes isn’t easy if you are working alone. I therefore recommend using my favourite matched betting advisory service, Profit Accumulator. They recently added a tool called Acca Catcher to the range of resources on offer to Platinum members.

Acca Catcher will find accas with insurance for you, show you how much profit they can generate, and reveal exactly what you need to stake on them and when. My recent blog post on How to Profit from Acca Insurance with Acca Catcher explains how this works in some detail. I have made hundreds of risk-free pounds using this technique and looking forward to making much more once the new season starts.

More About Profit Accumulator

Profit Accumulator is the marched betting advisory service I use myself and recommend to others. It is suitable both for those brand new to matched betting and for experienced matched bettors.

You can join PA free initially and they will provide details of two bookmaker offers you can take advantage of straight away. These should make you around £45 in net profit. If you wish to proceed further, you can then pay to become a Platinum member and get access to the full range of offers and services. As well as Acca Catcher (mentioned above), these include an oddsmatching tool and calculator for finding profitable bets to use with bookmaker offers and maximizing your returns from them.

A further advantage of joining Profit Accumulator is that you get access to the members-only forum, where you can get any questions you may have answered by more experienced members and/or the team behind PA.

If you think matched betting may be for you, I therefore highly recommend that you click through to the Profit Accumulator website to see what they offer and sign up for the free trial. By joining today you will be perfectly placed to take advantage of the flood of bookmaker offers likely to appear in the next few weeks.

As ever, if you have any questions or comments about matched betting or Profit Accumulator, please do post them below.

Disclosure: As well as being a member of Profit Accumulator I am also an affiliate for them. If you join and become a paying member after following any of the links in this post, I will receive a commission for introducing you. This does not affect in any way the cost of the service to you or the benefits you receive.

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July 18, 2017

Pounds and Sense Shortlisted for UK Money Blogging Award!

Nick Everything Else events 2 Comments

I am very pleased to reveal that Pounds and Sense has been nominated for a SHOMO award by UK Money Bloggers.

The SHOMO awards (it stands for Show Me the Money Bloggers) are given out every year to UK-based independent money bloggers. The main sponsor is the cashback site Quidco.

There are various categories, from Best Frugal Food Blog to Best Personal Finance Blog. Pounds and Sense has been nominated in the Best Money Making Blog category.

I don’t expect to end up winning the award, as I am up against some highly professional and popular blogs in my category. However, even being short-listed in my blog’s first year is something I am very proud of.

The shortlists were produced by the SHOMO awards committee, chaired by Karyn Fleeting, aka Miss Thrifty. There is also a People’s Choice Award, for which all short-listed blogs are eligible. Voting takes place for this throughout August and is open to anyone. If you should feel inclined to vote for Pounds and Sense, don’t hold back!

In any event, I do highly recommend that you visit this page of the UK Money Bloggers website where all this year’s nominees are listed. There are some amazing blogs and other resources here, including many UK finance blogs I follow myself. If you are interested in money matters, I highly recommend checking them all out.

The winners of the SHOMO awards will be announced at the Show Me the Money Bloggers 3 Conference in London on 23 September 2017. For more information about the conference, and booking information, please click here.

Finally, I should like to express my gratitude to the unknown person or persons who nominated Pounds and Sense for an award..

As ever, if you have any comments or queries about this post, please do leave them below.

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July 2, 2017